101, Report:
#117436
Posted Date:
Nov 12 2004
Palisades Collection aka First USA Ripoff dishonest fraudulent billing, claiming money was owed to them Englewood New Jersey
Palisades Collection has claimed my husband owes them a little over $300. While that is not a significant number, we are outraged because no such charge was ever made. We never received any kind of billing statements or a physical credit card, for that matter.
If anyone can find ...
Entity
Categories: Collection Agency's
102, Report:
#114521
Posted Date:
Oct 25 2004
Bank Of America Ripoff Held me responsible for charges after my Visa was lost/stolen Norfolk Virginia
My Visa card was either lost or stolen from me on January 11th, 2003 at a local restaurant. I did not discover that the card was missing until I went to pay for my college books the next day, January 12th. I then realized that my regular card was missing, but I still had my keycha...
Entity
Categories: Credit Card Processing (ACH) Companies
103, Report:
#108832
Posted Date:
Sep 17 2004
Bank One, JP Morgan Chase rip-off! User rates & fees charged for services not given. Thieves! Wilmington Delaware
I had a First USA credit account that was bought out by Bank One. They changed my 9% rate to 24.99%. I called them and was told that this account was closed and the rate was not negotiable.
I have been paying on this account religiously over the past 2 1/2 years and have broug...
Entity
Categories: Credit & Debt Services
104, Report:
#107187
Posted Date:
Sep 07 2004
BankOne - First USA ripoff Tripled my Interest without ever being late or going over credit limit!!! Wilmington Delaware
I have had a First USA/BankOne card for several years. We had an interest rate of 8.49% on our card and made all our payments on time and paid more than the minimum amount due.
However, because we had high credit (from opening our own business) they increased our rate to 24.99%...
Entity
Categories: Credit & Debt Services
105, Report:
#106327
Posted Date:
Aug 31 2004
Bank One - First USA - United ripoff; allows & supports unauthorized transactions & harasses you to pay! Wilmington Delaware *EDitor's Suggestions on how to get your money back into your bank account!
Bank One (First USA, United) has allowed and supported Coral Sands Resort (of Hilton Head, South Carolina)for making an unauthorized (fraudulent) transaction for the non-sale of $8,100 as the result of a rescinded time share sale gone sour. Coral Sands nor Bank One has provided a re...
Entity
Categories: Corrupt Companies
106, Report:
#66577
Posted Date:
Jul 29 2004
First USA Bank Credit Cards are a Scam! Wilmington Delaware
I opened up a credit card account with First USA ten years ago as a college student. Their representatives make a habit of luring broke college students in with promises of low interest rates, free gifts, etc.
I admit that I was young and naive, so when my available spending lim...
Entity
Categories: Credit Card Processing (ACH) Companies
107, Report:
#98155
Posted Date:
Jul 09 2004
First Atlantic Savings credit card scam Champlain New York
I was originally contacted about April 5th-7th. The draft date of my funds was April 16th. Details of all calls below.
Better Business Bureau Online Link:
http://search.buffalo.bbb.org/nis/newsearch2.asp?ID=1&ComID=0041000017001872
Original Call:
-I was told that due to an a...
Entity
Categories: Credit Card Processing (ACH) Companies
108, Report:
#96101
Posted Date:
Jul 02 2004
BANK ONE rip-off! Dishonest fraudulent increase in interest rates! Scam pamplet mailings! Wilmington Delaware
Early in March I received a folded pamphlet (almost thought it was junk mail) notice from BANK ONE stating that my interest rate would be changing from my current rate of 5.4% APR to the new rate of 13.99% due to changing providers (FIRST USA BANK ?)on this account. It also stated t...
Entity
Categories: Banks
109, Report:
#95148
Posted Date:
Jun 16 2004
Alyon Technologies First USA ripoff! New Jersey
I thought it was over with this Alyon Disaster but I just got called again now from First Bank instead of Merchant looking to still collect this bill of $389 for something I have never authorized!!! My telephone company has no record and Alyon/First Bank has not resent me any bills...
Entity
Categories: Corrupt Companies
110, Report:
#89812
Posted Date:
Jun 15 2004
Bank One - Previously First USA Doubled interest rates and I've never missed a payment Wilmington Delaware
My husband and I have had a First USA card for over 8 years, and have never missed a payment. As a matter of fact, we've had a direct deposit going directly to the card of 100.00 a month, (way above the minimum pmt due) to get the card paid off sooner. We have never missed a pmt, no...
Entity
Categories: Credit Card Processing (ACH) Companies
111, Report:
#94816
Posted Date:
Jun 14 2004
First USA Bank, Bank One rip-off! Programmed not to bend. Wilmington, Delaware
Letter? what Letter I asked the Customer Service department at First USA. I was told to get my credit report. I paid 60 dollars to get my credit report only to see that I had no delinquent or late payments. I had received credit 33 times of which I still had 12 opened accounts 3 ...
Entity
Categories: Credit Card Processing Companies
112, Report:
#93608
Posted Date:
Jun 05 2004
Bank One Visa, First USA Bank, N.A. ripoff 1.9% promo jumps to 27.99% despite good credit never missed payment Wilmington, Delaware
$60 monthly finance charge jumped to $460. I called to inquire and they stated I was sent a letter in February. I don't remember this letter that purportedly advised that when the promo 1.9% rate ended I would be paying 27.99%. I plan to contact our state attorney general's office a...
Entity
Categories: Banks
113, Report:
#91847
Posted Date:
May 18 2004
Bank One Visa ripoff Interest rate increase payment on time never missed payment Wilmington Delaware
I opened my credit card bill and The first thing I noticed was the interest rate increase from 12.99% to 27.99%. This had to be a mistake.
I called to find out what was going on, I was told I held too many other credit cards and I've never been late on paying any of my bills. The...
Entity
Categories: Credit Card Processing (ACH) Companies
114, Report:
#86683
Posted Date:
Apr 05 2004
First Usa Bank, a Bank One Co. AARP, Visa would not charge purchase, hold on account, thousands in credit line, lied to, ripoff Wilmington Delaware
On or about Mar. 22,2004 I made a purchase from an apparel co using my Bank One,First Usa, AARP, Visa Card. My sales person from the company called me back stating that the credit card company refused the card. We called the card company and they said they thought it was stolen, yet...
Entity
Categories: Credit & Debt Services
115, Report:
#84125
Posted Date:
Mar 17 2004
Cyber Financial Network ripoff Misrepresented a service and charged me $7000.00! Syosset New York
Here's one letter I sent to my CC company:
Thank you for listening patiently to my complaints regarding my dispute with Cyber Financial Network. I continue to hold my position in this dispute that CFN, and namely their Sales Representative, Greg Morgan, had misrepresented documen...
Entity
Categories: Advertising / Deceptive
116, Report:
#81550
Posted Date:
Feb 24 2004
Bank One Aka First USA Unethical conduct-Increase of interest rates Wilmington Delaware
October 2003 I received my Bank One Visa Bill..and they had doubled my interest rate 12.99 to 24.99! I thought it was a mistake. I knew from the original cardmember agreement that the only reason they would raise my interest rate was to miss 2 payments within a 12 month period. I...
Entity
Categories: Banks
117, Report:
#80667
Posted Date:
Feb 17 2004
Bank One/First USA They don't even PRETEND to be honest ripoff Henderson Nevada
I have a small business, and I used my Bank One card to pay both personal and business expenses.
I guess the large balances that were paid in full each and every month finally became irresistible to someone at Bank One.
They began losing one of the two checks I would send in m...
Entity
Categories: Banks
118, Report:
#80481
Posted Date:
Feb 15 2004
Bank One First USA AOL Visa ripoff Raised APR 400% Wilmington Delaware
Having missed no payments, never been late on payment, and never paying less than minimum payment. Bank one rewarded me by increasing my interest rate from prime plus 0% to a amazing 15.99 %. by doing this they put me over limit and also added a $35.00 over the limit fee. as soon...
Entity
Categories: Credit Card Processing (ACH) Companies
119, Report:
#75549
Posted Date:
Feb 09 2004
Bank One - First USA Changing Interest before time was up Henderson Nevada
Several months ago, HSN Visa card sent me information on transferring another account to their 0% interest rate for 12 months. I made the transfer after calling customer service to ask if there any hidden charges, etc.. She told me there was no finiance charges for 1 year.
Af...
Entity
Categories: Credit & Debt Services
120, Report:
#77949
Posted Date:
Jan 23 2004
Bank One - First USA ripoff! Wilmington Delaware
I too was supposedly sent the same letter in Spring of 2003 about the raise in my interest rate and the ability to Opt out. I never got it. My original rate was approx. 10.99 percent 5 years ago and now it is 21.99%. It was nearly doubled!! I have never paid late in the last five y...
Entity
Categories: Banks
121, Report:
#76787
Posted Date:
Jan 11 2004
Debitcated Consumer Counseling Liars! Rip-offs and Broken Promises Frederick Maryland
My counseler,Michael Sclafani, Had told me that debticated would: lower my payments, would lower my interest rates,and after six months of on time payments, that my credit card bills would be cut in half.For the services above, he would have to charge me $6.oo per account that I wis...
Entity
Categories: TV Advertisements
122, Report:
#75934
Posted Date:
Dec 27 2003
Bank One - GE Capital Credit - First USA - Home Comings Wachovia Et Al Unscrupulous Rude and no Valid Reasons For Usury Can't think of an expletive strong enough Wilmington Delaware
For many years, we had a Bank One credit card and a Wachovia credit card with a combined credit limit of over $20,000 and with a combined balance (at that time) of less than $8,000. This was a high balance for us, as we had just purchased a home and had used the cards for home impro...
Entity
Categories: Banks
123, Report:
#69331
Posted Date:
Dec 04 2003
Bank One/First USA Credit Card raised my interest rate to 19.99% even when I pay on time! Ripoff! Wilmington Delaware
As I looked at my credit card statement from Bank One I see that my rate that used to be in the single digits (8.99) is now a whopping 19.99%.
So, I called to inquire- I was told that a letter was sent, (I never saw this letter) and due to a random check of my credit after all...
Entity
Categories: Credit & Debt Services
124, Report:
#70071
Posted Date:
Nov 30 2003
MWI Simply You charged 140.95$ on Nationwide First USA card and 140.00$ charged on Action Master Card (w/out my permission) Ripoff! Internet
How can I protect my self from scames? Visa cards representatives can't help. How they getting my information? Please,help!
Thanks!
Svjetlana
Nwe Bern, North CarolinaU.S.A.
Entity
Categories: Travel Services
125, Report:
#68613
Posted Date:
Oct 09 2003
NSS Magazines - Media Play ripoff Stanford Connecticut
Amazing Stories...July 2000-Mediaplay gives me FREE trial subscription if I use my Credit Card-I say sure(1st mistake),I start getting TV Guide,(never asked for it),waited for a cancellation notice,never got one,got billed twice(which I missed(I know,INCREDIBLY stupid on my part),us...
Entity
Categories: Corrupt Companies